Term of the contract – guarantee

This contract becomes valid from the moment the policyholder agrees fully with the pre-signed policy and ends on the last day of the trip as it is listed in the Terms and Conditions.

Guarantee becomes valid at midnight of the departure date listed in the Terms and Conditions and ends at midnight of the last day of the trip listed in the Terms and Conditions. Guarantee is only valid when it is signed for the whole duration of the trip in the Schengen area.

Guarantee does in any case only become valid on the day after Mondial Assistance receives the pre-signed and considered as completed policy and at the earliest after payment of the owed and indivisible premium by the policyholder.

Guarantee is extended automatically up until your first possible return if you had to extend your stay for medical reasons, or if the means of transport used for your return home could not be used because of breakdown, accident, theft, fire, vandalism or strikes.